Carrie Ritchie

Environmental & Sustainability

Environmental impact and sustainability are quickly becoming fundamental aspects of modern business.


We provide private companies and not-for-profit clients with clear advice on the impact of environmental and sustainability issues. We work with organizations and their leadership to reduce liability and manage compliance with environmental regulation. We assist in pre-purchase and transactional environmental due diligence and advise on the environmental aspects of commercial negotiations and transactions.


We are well versed in areas of corporate social responsibility and assist clients in achieving their business, social, or environmentally conscious goals. We service organizations in sustainable finance, benefit corporations, and social enterprises as well as all manner of not-for-profit entities.

Financial Services Law

Macdonald Sager LLP currently represents over 40 domestic and foreign lenders, including schedule “A” banks, credit unions, trust companies, mortgage investments corporations, investment funds and various private lenders.

Our lawyers have expertise in all areas of commercial lending and regularly represent lenders with respect to acquisition and take-out financing for real estate, construction loans, financing for share and asset transactions, asset-based lending, CMHC insured loans, factoring and other securitization transactions.

Additionally, we have the ability to handle financings in various specialized industry groups, including, but not limited to healthcare (dental, medical, pharmacies & veterinary clinics), insurance brokerages, hospitality, condominium corporations, gas stations and professional service firms.

We are an active member of two international legal networks comprising of nearly 200 law firms in over 70 countries worldwide.  We regularly act as special Canadian counsel on foreign based financings involving Canadian companies and assets and have the ability to seamlessly engage with our international contacts when domestic transactions require foreign security.

Most importantly, we tailor our services to the specific needs of each of our lender clients, taking into consideration the importance of a smooth, timely and cost effective closing.


Keishia Fernandopulle

Steven Sager

Office Hours & Address